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Book Free Consultation
BUILT FOR BUSINESS OWNERS

Fast, Flexible Funding for Your Business

Get multiple offers in 24–48 hours. Pre-qualify with a soft credit check—no impact on your score, no obligation to accept.

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See How It Works ↓

REAL BUSINESSES. REAL RESULTS.

Trusted by Business Owners Across the U.S.

Time to receive multiple funding offers
< 0
Hours
WHAT WE DO

From Quick Cash Flow to Long-Term Growth

Business Loans

Flexible working capital you can use to cover payroll, stock up on inventory, handle unexpected expenses, or fuel growth opportunities like marketing, hiring, or expansion. Fast approvals, simple terms.

Equipment Financing

Purchase or lease the tools, vehicles, or machinery you need without draining your cash flow.

Business Lines of Credit

Access revolving credit for ongoing needs—draw funds when you need them, only pay for what you use.

Term Loans

Stable, fixed-term financing designed for expansion, renovations, or larger business investments.

Problem we Solve

Why Banks Say No — And We Say Yes

Traditional banks make it difficult for small and mid-sized businesses to secure the capital they need. At Express Business Capital, we cut through the red tape and deliver flexible funding tailored to your business.

Problem Today

What’s Holding You Back?

  • Denied by banks
  • Slow approvals
  • Too much paperwork
  • Rigid loan terms

Express Biz

How Express Biz Fixes It

  • 24–48 hr offers
  • Soft credit pull
  • Common-sense review
  • Flexible options
THE EXPRESS DIFFERENCE

We Deliver What Banks Don’t

Traditional lenders make funding harder than it needs to be. Here’s how we’re different:

1. Speed: Offers in 24–48 hours

2. Flexibility: Programs for all credit types

3. Simplicity: Minimal paperwork

4. Access: Loans, credit lines, and equipment financing

5. Support: Real people, not automated denials

Who We Help

Funding Solutions for Real Businesses

From startups to established companies, we help business owners across nearly every industry nationwide access the capital they need to grow.

Construction & Contractors

Financing for equipment, vehicles, and working capital to keep projects moving.

Automotive

From startups to established companies, we help business owners across nearly every industry nationwide access the capital they need to grow.

Healthcare & Dental Practices

Flexible loans for expansion, technology, and day-to-day operations.

Retail, Restaurants, & Hospitality

Fast funding options to keep your business running smoothly, your shelves stocked, and your customers coming back

Testimonials

What Our Clients Say

Managing a dry cleaning business got easier thanks to a business line of credit from Express Business Capital. They truly simplified everything.
Ernest M. Business Owner
Our hardware store took advantage of inventory financing from Express Business Capital to expand our product range, effectively meeting the growing needs of our customers.
Jorge M. Business Owner
With the line of credit from Express Business Capital, our general contractor business has been able to maintain steady project flow and manage subcontractor expenses more efficiently.
Frank N. Business Owner
Equipment financing from Express Business Capital for our veterinary clinic has allowed us to invest in cutting-edge medical technologies, significantly improving our diagnostic and treatment capabilities.
Jonathan F. Business Owner
Our bar's partnership with Express Business Capital for funding solutions has been instrumental in our ability to adapt to market changes and expand our offerings.
Felix W. Business Owner
The working capital loan from Express Business Capital was a lifesaver for our coffee shop, providing us with the financial flexibility needed to expand and cater to a growing customer base.
Leonard C. Business Owner
REVENUE BASED FUNDING MADE SIMPLE

Ready to Secure the Funding Your Business Needs?

Free Pre-Qualification
Multiple Offers to Compare
Funding in 24–48 Hours

Apply today and see your options in as little as 24–48 hours.

Get Pre-Approved Today
Common Questions

Your Questions, Answered

We’ve gathered the most common questions business owners ask before applying for funding.

Getting Started

Which type of funding should I apply for?
Book a free consultation to discuss your business goals.

How fast can I get approved?
Many receive offers the same day.
Do you run a hard credit check?
No. Our pre-qualification uses a soft pull that doesn’t affect your credit score.

Costs & Repayment

What interest rates should I expect?
Rates vary by program, credit, and revenue. We’ll show you all options upfront before you commit.
How are repayments structured?
Repayments can be daily, weekly, or monthly—based on what works best for your cash flow.
Are there any hidden fees?
No. All fees and terms are disclosed before you sign.

Programs & Terms

What’s the minimum time in business to qualify?
If you have good credit, we can even help you with startup funding.
Are there revenue requirements?
Yes. Most lenders require at least $10K–$25K in monthly revenue, depending on the program. However, we can go as low as $3,000 in some instances. Obviously, higher revenue businesses receive larger offers.
Can I use funds for any business expense?
Yes—working capital, payroll, inventory, equipment, expansion, or unexpected expenses.

Support

Do I need collateral to qualify?
Not always. Many programs are unsecured and don’t require collateral.
Will someone guide me through the process?
Yes. Our team helps you from application to funding, step by step.
What if I don’t accept an offer?
No problem. Pre-qualification is free and carries no obligation.
Credit Based Lending

Term Loans and 0% Interest Cards

680+ FICO, $60,000+ Annual Income

Soft Credit Check Only

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