0% Interest

Line of Credit

(888) 912-6615

[email protected]

Get The BEST Credit Line Hybrid Program

Up to $250K in Unsecured No-Doc Credit Cards for Your
Business Even When Your Bank Says “NO”

Minimum 680 FICO Score*

The 0% Credit Line Hybrid Program is designed to help clients obtain funding based on personal credit quality alone. Our lenders won’t require financials, bank statements, business plans, resumes, or any other cumbersome documents typical of conventional lenders.

 

This is nearly a “no-doc” program for business funding, offering approval with introductory rates at 0% for 6 - 24 months, making it one of the best terms available.

Fast Facts on the Credit Line Hybrid

  • Approval amount: up to $250,000

  • Credit Quality, 680+ FICO© (all 3 bureaus)

  • Collateral: Not needed

  • Income & Assets: Not required

  • 4-hour pre-approval

  • 0% interest for 6-24 months

  • Business credit can help qualify

  • Flexible use of funds

  • Even startups can qualify

  • True no-doc financing

  • Funding in 7 - 14 days*

  • No upfront application fee

  • Credit approvals up to $250,000 per individual

  • Credit partners can be used to qualify

  • No cash flow requirements

  • Can build/improve business credit score

  • Many don't report to personal credit (some will)

Who Qualifies?

You or a credit partner (with at least 10% business ownership) must have:

  • A 680+ FICO© score with all three credit bureaus (>700 recommended)

  • No more than 3 unsecured accounts opened in the past 12 months

  • At least 2 open credit cards with 2+ years of history and a $7,500+ limit (primary card)

  • No more than 3 inquiries per bureau in the last 12 months (excluding secured inquiries)

  • No late payments in 2 years, no charged-off accounts

  • No bankruptcies (last 10 years)

  • Under 25% utilization on all revolving accounts

  • No collections, liens, or judgments

  • This program requires a personal guarantee from you or a credit partner. No authorized user only accounts for qualification.

Have too many inquiries? - We can help - ASK us how!

[email protected] or (888) 912-6615

How it works: 4-Step Process

1. Application: Submit your application, which includes a soft pull on your credit.

2. Pre-Qualification: Get pre-qualified in as little as 4 hours.

3. Advisor Meeting: Meet directly with Credit Line Hybrid Advisors to discuss next steps.

If not approved, you'll learn why and what steps to take next.

4 Approval & funding: Receive your card(s) and funds.

Terms:

  • The program offers interest rates as low as 0% for up to 24 months on purchases.

  • Permanent rates vary.

  • Some lines allow balance transfers for 0% up to 18 months with as low as a 3% transfer fee.

Cost  

  • If you're not approved, you don't pay anything!

  • A one-time success fee, of 10% is charged once you receive access to your credit line(s)*.

  • You can use your new 0% credit line(s) to cover the success fee.

*Additional fees may apply. Based on qualification criteria and lender approval

YOUR PARTNERS IN BUSINESS FUNDING

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